Public Adjusters for Fire Damage
Fire damage has come back into the spotlight with the recent California wildfires which have continued to wage war on forests and homes alike. After the nightmarish fire, after the ash has settled, a new challenge awaits. This challenge consists of dealing with the complexities of a fire damage claim and if you aren’t readily equipped or educated, the process won’t be a smooth one.
How do you do this? How do you cope with the emotional turmoil of fire trouble and have to deal with insurance business at the same time? The answer is simple. A professional public adjuster will steer you in the right direction and take care of the leg work.
What is a public adjuster? This claims professional advocates for policyholders in appraising and negotiating the best insurance claim for you. The insurance company will try to reduce the amount it will pay you for your claim during this difficult time. Meanwhile, your public adjuster will try to ensure you get every cent that’s owed to you. Here’s the long list of duties that a public adjuster can assist you with.
- Damage appraisal
- Inventory preparation
- Property estimates
- Learn the ins and outs of your policy
- Prepare claim documents
- Negotiate the outcome of the claim with your insurance company
In some cases, fire damage claims are denied. That’s where the public adjuster comes along to help you get that much needed approval. This consists of investigations into the fire damage. These detectives will look into the damage to prove you are not at fault.
You and your adjuster have the same goals aligned: to get the most out of your claim. Because after a devastating fire, the best way to rise up from the ashes is to rebuild. Adjusters are here to kickstart that rebuilding process.