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Lightning Damage

Lightning – Lightning Damage Claims

Lightning is one of the most common home and business insurance claims in the state of Florida. Not only does Florida have more lightning damage then any other state but it is also considered the lightning capital of the world. Damage from lightning is very tricky when it comes to filing a claim. Most insurance policy holder don’t know what is covered and how much they should get for their damaged electronics, computers, phones, home appliance, business equipment (computer servers, copy machines). In most lightning damage claims expensive items are missed because they go unnoticed or they are told by their insurance company that the a specific item isn’t covered or that the item is not damaged.

Lightning can also cause serious damage to a homes structure including, but not limited to, fires. When lightning strikes a neighbor’s tree and it falls on your home or business, you should receive compensation for damages. Fallen trees claims can be a tough claim for a home owner, their are so many variables and items to cover. Not only is your roof, walls and attic damaged, but you could have water get into your walls, electrical wiring damaged, home structure damage and much more. You might also be owed money for loss of work if your business is interrupted or has to be closed while repairs or done. In addition, you may be eligible to receive compensation for temporary housing/hotel stays.

Power Surge: A power surge is commonly only thought of when their is a thunderstorm or lightning, but this isn’t the case. A lot of power surge claims and damage comes from electric power line failures, transformers problems, improperly installed generators and other electrical problems that are out of your control and usually not noticed until it’s too late.

The most commonly damaged items from a power surge is your homes appliances and home electronics including washing machines, dryers, garage door openers, televisions, computers, stereo equipment, video game consoles, phones and anything else that is plugged into a power outlet.

Proactive Claim Solutions, Inc. works for you, not the insurance company. Contact us today for a free consultation or site inspection.

Be Proactive and get us involved immediately after the loss. Remember, we only get paid, if you get paid. Call us now at 1-855-LOSS911.

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